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Despite a slight softening, Virginia's economy remains well ahead of the national curve. The state has a population of 7.6 million, with a homeownership rate of just over 68 percent and just shy of 3.2 million housing units. Price gains in home sales are also outpacing the U.S. average, with existing-home pricetags in Virginia up 5.42 in April 2007 from a year earlier. The market doesn't look like it's going soft any time soon, so this is your chance to get in and shore up a home mortgage that's designed to meet your individual financial situation. If you already own a home in the Virginia market, you might also consider refinancing to take advantage of local economic conditions.

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Virginia Association of Mortgage Brokers

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