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Good maintenance and car breakdown insurance provide peace of mind

In the hot summer months, loss of radiator coolant can lead to a overheating and could even ruin a car engine. In situations like this, drivers with car breakdown insurance don't have to worry about how they'll get or home or pay for repairs.

Many insurance companies offer car breakdown insurance, a policy that provides road-side assistance and towing when something goes wrong with your car. Some companies will offer help with securing a rental car while your vehicle is repaired.

In the summer, plenty of things can fail on even newer vehicles: heat can cause belts and hoses to crack, fluids can leak and brake pads and tires can wear down quickly.

For safety's sake and to extend the life of your car, experts advise drivers to have routine maintenance on their vehicles regularly. An oil change is essential every 3,000-5,000 miles.

Check tire pressure and fluid levels often - especially if you don't have car breakdown insurance.

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