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Massachusetts is showing moderate but measured economic growth. With a population just shy of 6.5 million, the state has about 2.7 million housing units and a homeownership rate of 61.7 percent. Sale prices on existing Massachusetts homes are on the decline, with the median price for single-family homes at $319,314 in April 2007, a nearly 5 percent decline from a year earlier. A less competitive market could mean great values for potential home buyers, so if you're seeking that dream home of your home, there's no better time to get in the action and lock in a Massachusetts mortgage loan that fits your own financial situation.

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