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July 2009 Auto Insurance News

Wisconsin law could raise car insurance premiums 7-30-09
Drivers in Wisconsin would be required to have a minimum of liability insurance under the budget plan proposed by the state's governor, but insurance industry groups say the mandate would raise car insurance premiums for consumers with moderate incomes.

Oregon aims to cut car insurance claims with cell phone law 7-29-09
Oregon could soon join other states in banning drivers from using handheld cell phones. Insurance experts say drivers distracted by cell phones cause an increase in car insurance claims.

Safe driving programs can lower driver insurance costs 7-28-09
Driver education courses are an effective method for reducing the number of accidents and injuries, which is why many insurance companies give discounts on driver insurance for consumers who pass a qualified safety class.

California may reduce penalties for phony car insurance claims 7-27-09
A proposal by California governor Arnold Schwarzenegger to reclassify fraudulent car insurance claims and other insurance fraud as misdemeanor crimes has drawn protest from anti-fraud groups.

Loss of motor vehicle insurance won't stop some 7-26-09
Although driving without motor vehicle insurance is illegal in all but two states, a survey by an insurance provider found that 36 percent of consumers would continue driving even if they were unable to keep their insurance.

Does texting while driving increase auto insurance claims 7-25-09
New studies indicate that drivers texting and using cell phones are more distracted, leading insurance experts to wonder if the behavior is contributing to increases in auto insurance claims.

Instant motor vehicle insurance verification goes live in Wyoming 7-24-09
Wyoming's motor vehicle insurance verification system went live on June 1st, allowing state police troopers to instantly verify whether drivers have car insurance whenever they check a license plate during a traffic stop.

Connecticut joins states with PAYD discount auto 7-23-09
Drivers in Connecticut will now have an opportunity to qualify for discount auto insurance through a pay-as-you-drive program (PAYD) being offered by a major insurance carrier. Drivers on the program who exhibit safe driving can get discounts of up to 30 percent.

Auto liability coverage a must for drivers with DUI 7-22-09
All states except New Hampshire and Wisconsin require drivers to carry auto liability insurance, but insurance requirements become much stricter for drivers with a conviction for driving under the influence (DUI).

Death caused by elderly driver puts focus on state's auto policy 7-21-09
A rash of accidents involving elderly drivers in Massachusetts has brought focus on the state's auto policy regarding driver testing.

Cities with most road rage also have high car insurance premiums 7-20-09
Road rage symptoms such as driving too fast and cutting other drivers off can cause accidents, so it's not surprising that cities with the most road rage are also places with some of the most expensive car insurance premiums.

Loan delinquencies spiked as car insurance premiums rose 7-18-09
The number of people who were delinquent on their car loan in the first quarter was more than 27 percent higher in 2009 than the same period last year, according to a report from TransUnion.com.

Discount auto insurance is a safer bet than insurance fraud 7-17-09
Drivers who are looking to save costs in the current economy may be tempted to drop their insurance coverage, or worse, abandon their vehicle in hopes of scoring a fraudulent payout from their insurer.

Mass. may ban cell phone use for drivers, car insurance premiums could drop 7-16-09
State lawmakers in Massachusetts are considering several proposals to ban the use of cell phones by some drivers, following in the steps of other states that have abolished cell phones for junior operators and texting for all drivers.

GM bankruptcy won't affect car repair insurance 7-15-09
Companies selling a type of car repair insurance called extended service contracts will continue to honor the contracts on cars from General Motors, including for vehicles that will no longer be made by the company.

Fewer repair options may prompt drivers to get car repair insurance 7-14-09
With many dealerships closing around the country, consumers are faced with fewer options for repairing their vehicles. Insurance experts say drivers may want to consider buying car repair insurance to cover costs.

Car insurance tips: Research insurance companies before buying a policy 7-13-09
Consumers looking for a few helpful car insurance tips should consider the resources available to them from state insurance departments, which publish detailed information on insurance companies and agents that can help them pick the right insurer for their needs.

U.S. hopes 'cash for clunkers' can revive vehicle, car insurance sales 7-12-09
Congress and industry groups are hoping that passage of the so-called "Cash for Clunkers" law can boost vehicle sales, car insurance and other economic spending.

Texas driver insurance database hits one-year mark 7-11-09
The TexasSure database of 21 million vehicles and driver insurance information recently passed the one-year mark in Texas, where public safety officials hope the system will help cut down on the state's estimated 4 million uninsured drivers.

'Clunkers' bill set to become law, drivers will need new auto policy 7-10-09
The so-called "Cash for Clunkers" bill passed the U.S. Senate on Friday and could soon become law, as the government hopes to boost sales of new cars. Drivers who trade in their old cars under the law may be able to save on a new auto policy, insurers said.

North Carolina looks to cut car insurance claims with texting ban 7-09-09
North Carolina today joined 13 other states and Washington, DC in banning cell phone texting while driving, which safety advocates hope will reduce accidents and the number of car insurance claims in the state.

Will fuel efficiency standards produce more car insurance claims? 7-08-09
Driven by high gas prices and rising environmental consciousness over the past year, more consumers in the U.S. have been buying smaller, more fuel-efficient cars. But recent research indicates smaller cars on the road could actually lead to more car insurance claims.

Driver alertness systems could reduce car insurance premiums 7-07-09
New systems on vehicles that can detect driver alertness could prevent crashes, save lives and lower car insurance premiums. The latest alertness system, developed by Mercedes-Benz, is now available on 2010 E-Class vehicles.

Texas liability coverage requirements to go up again 7-06-09
The minimum liability coverage Texas drivers must carry on their auto insurance will increase on January 1, 2011, under the state's financial responsibility law. The minimum limits for liability coverage were last raised in April 2008.

Best car insurance rates are in California 7-05-09
Some of the best car insurance rates in the country are in California, where rate increases have been well below the national average. In fact, a major car insurance company cut rates for California drivers this year by $219 million, an average of 8 percent per policy.

U.S. auto insurance company predicts less travel July 4th 7-04-09
Americans concerned about the high price of gas and uncertainty in the economy will be cutting back on travel this coming Fourth of July holiday, according to a major U.S. auto insurance company.

Instant motor vehicle insurance verification goes live in Wyoming 7-03-09
Wyoming's motor vehicle insurance verification system went live on June 1st, allowing state police troopers to instantly verify whether drivers have car insurance whenever they check a license plate during a traffic stop.

Connecticut joins states with PAYD discount auto 7-02-09
Drivers in Connecticut will now have an opportunity to qualify for discount auto insurance through a pay-as-you-drive program (PAYD) being offered by a major insurance carrier. Drivers on the program who exhibit safe driving can get discounts of up to 30 percent.

Auto liability coverage a must for drivers with DUI 7-01-09
All states except New Hampshire and Wisconsin require drivers to carry auto liability insurance, but insurance requirements become much stricter for drivers with a conviction for driving under the influence (DUI).

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