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Insurance tips: How to get auto insurance discounts

Drivers who may be looking for ways to save on their auto insurance premiums have plenty of options, if they take the time to scout out some policy options and take steps to improve their driving.

If you drive less than 7,500 miles per year, you may qualify for a low-mileage discount on your auto insurance. Some insurance companies offer a commuter discount if you use public transportation during the week and only drive on weekends.

If you are looking to buy a car, consider which models are safest and have the highest rating from insurers. Sports cars and other high-profile vehicles are more expensive to insure.

You may be eligible for a discount on your car insurance if you have no accidents or traffic violations for a certain amount of time. Don't speed - a single speeding ticket can increase your auto insurance rates 5-10 percent.

Keep your car secure from theft and vandalism by parking in a garage. If you live in a city with a high crime rate, your premiums will go up. Consider moving, if you can. Otherwise, make sure you use anti-theft services or devices.

Finally, shop around. Compare auto insurance costs then decide for yourself. Fill in your details to buy auto insurance online.

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