Refinance & Save in California!

About My Property:

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What type of home do you own?About My Property:

Property ZIP Code:Property ZIP Code:

In which state is your property located?Property Location:

What is this property used for?Property Use:

What is the estimated value of this property?Estimated Property Value:

What is the balance on your first mortgage?Balance on My First Mortgage:

What is the current interest rate on your mortgage?Current Interest Rate on My Mortgage:

. %

Are there additional mortgages on this property?I Have Additional Mortgages on this Property:

Yes No

What is the balance on your additional mortgage?Balance on Additional Mortgages:
What is the current interest rate on your additional mortgage?Current Interest Rate on Additional Mortgages:	. %

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*With principal amounts of $75,000, $125,000, $150,000, $175,000, $200,000, $225,000, $250,000, $275,000, $300,000, $350,000, or $400,000 the 4.750 interest rate has an APR of 5.115, 5.011, 4.986, 4.967, 4.954, 4.943, 4.912, 4.906, 4.900, 4.891, or 4.884 percent, respectively. This is a fixed rate on a first priority loan. A 30 year fixed loan in the first position with an interest rate of 4.750 interest in the principal amount of $75,000, $125,000, $150,000, $175,000, $200,000, $225,000, $250,000, $275,000, $300,000, $350,000, or $400,000 (APR of 5.115, 5.011, 4.986, 4.967, 4.954, 4.943, 4.912, 4.906, 4.900, 4.891, or 4.884 percent, respectively) would require payments as follow: (i) 359 payments of $392.00, $653.00, $783.00, $913.00, $1,044.00, $1,174.00, $1,304.00, $1,435.00, $1,565.00, $1,826.00, or $2,087.00; and (ii) the remaining 1 monthly payment of $388.00, $652.00, $784.00, $916.00, $1,048.00, $1,171, $1,303.00, $1,435.00, $1,567.00, $1,823.00, or $2,086.00 (APR of 5.115, 5.011, 4.986, 4.967, 4.954, 4.943, 4.912, 4.906, 4.900, 4.891, or 4.884 percent, respectively) which represents the adjusted fully amortized payment for the remainder of the loan.

*With principal amounts of $450,000 or $500,000, the 5.000 interest rate has an APR of 5.131, or 5.127 percent, respectively. This is a fixed rate on a first priority loan. A 30 year fixed loan in the first position with an interest rate of 5.000 percent in the principal amount of $450,000 or $500,000 (APR of 5.131, or 5.127 percent, respectively) would require payments as follow: (i) 359 payments of $2,416.00, or $2,685; and (ii) the remaining 1 monthly payment of $2,414.00, or $2,683.00 (APR of 5.131, or 5.127 percent, respectively) which represents the adjusted fully amortized payment for the remainder of the loan.

To be eligible for this program, borrowers must meet applicable credit requirements including FICO score of at least 720. The mortgage property must meet certain loan-to-value and be owner-occupied by residents of a state where program is available and permitted by law. The stated APR includes a 1.000-1.250 Point origination fee. Other fees may apply. This loan is subject to availability and the stated rates and terms may change at any time. As of January 20, 2010, this loan was advertised and made publicly available by a lender in our network in the following state(s): California. This loan may not be offered by lenders in our network at the particular time you request to be matched. If you are not matched with a lender offering this loan, please consider this information for informational purposes only so that you can better compare lenders with whom you are matched (if any). We arrange but do not make loans.

1 yr Fixed Fully Amortized:

*With principal amounts up to 417,000.00, the 2.750% interest rate has an APR of 2.868%. This is a 12 Month fixed rate on a first priority loan. A 1 year fixed loan in the first position with an interest rate of 2.750 percent in the principal amount of $417,000.00 (APR of 2.868 percent) would require payments as follow: (i) 12 monthly payments of $1,702.37; and (ii) the remaining monthly payment reflecting the LIBOR Index plus the margin locked at time of closing which represents the adjusted fully amortized payment for the remainder of the loan. This Product Carries a 1 year Prepayment Penalty.

3 yr Fixed Interest Only:

*With principal amounts up to 417,000.00, the 3.625% interest rate has an APR of 3.742%. This is a 36 Month fixed rate on a first priority loan. A 3 year fixed loan in the first position with an interest rate of 3.625 percent in the principal amount of $417,000.00 (APR of 3.742 percent) would require payments as follow: (i) 36 monthly Interest Only payments of $1,259.69; and (ii) the remaining monthly payments reflecting the LIBOR Index plus the margin locked at time of closing which represents the adjusted fully amortized payment for the remainder of the loan. This Product carries a 3 Year Prepayment Penalty.

5 yr Fixed Interest Only:

*With principal amounts up to 417,000.00, the 4.000% interest rate has an APR of 4.117%. This is a 60 Month fixed rate on a first priority loan. A 5 year fixed loan in the first position with an interest rate of 4.000 percent in the principal amount of $417,000.00 (APR of 4.117%. percent) would require payments as follow: (i) 60 monthly Interest Only payments of $1,390.00; and (ii) the remaining monthly payments reflecting the LIBOR Index plus the margin locked at time of closing which represents the adjusted fully amortized payment for the remainder of the loan. This Product Carries a 3 Year Prepayment Penalty.