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*With principal amounts of $75,000, $125,000, $150,000, $175,000 the 4.500 interest rate has an annual percentage rate of 4.836, 4.735, 4.710, 4.692 percent, respectively. This is a fixed rate on a first priority loan. A 30 year fixed loan in the first position with an interest rate of 4.500 percent in the principal amount of $75,000 $125,000, $150,000, $175,000 (annual percentage rate of 4.836, 4.735, 4.710, 4.692 percent, respectively) would require payments as follow: (i) 359 payments of $381.00, $634.00, $761.00, $887.00; and (ii) the remaining 1 monthly payment of $383.00, 631.00, $759.00, $887.00 (annual percentage rate of 4.836, 4.735, 4.710, 4.692 percent, respectively) which represents the adjusted fully amortized payment for the remainder of the loan.

*With principal amounts of $200,000, $225,000, $250,000, $275,000, $300,000, $350,000, or $400,000 the 4.375 interest rate has an annual percentage rate of 4.552, 4.542, 4.534, 4.527, 4.521, 4.513, 4.506 percent, respectively. This is a fixed rate on a first priority loan. A 30 year fixed loan in the first position with an interest rate of 4.375 interest in the principal amount of $200,000, $225,000, $250,000, $275,000, $300,000, $350,000, or $400,000 (annual percentage rate of 4.552, 4.542, 4.534, 4.527, 4.521, 4.513, 4.506 percent, respectively) would require payments as follow: (i) 359 payments of $999.00, $1,124.00, $1,249.00, $1,374.00, $1,498.00, $1,748.00, $1,998.00; and (ii) the remaining 1 monthly payment of $1,000.00, $1,125.00, $1,251.00, $1,377.00, $1,495.00, $1,747.00, $1,998.00, (annual percentage rate of 4.552, 4.542, 4.534, 4.527, 4.521, 4.513, 4.506 percent, respectively) which represents the adjusted fully amortized payment for the remainder of the loan.

*With principal amounts of $450,000 or $500,000, the 4.625 interest rate has an annual percentage rate of 4.753, 4.749 percent, respectively. This is a fixed rate on a first priority loan. A 30 year fixed loan in the first position with an interest rate of 4.625 percent in the principal amount of $450,000 or $500,000 (annual percentage rate of 4.753, 4.749 percent, respectively) would require payments as follow: (i) 359 payments of $2,314.00, or $2,571.00; and (ii) the remaining 1 monthly payment of $2,312.00, or $2,569.00 (annual percentage rate of 4.753, 4.749 percent, respectively) which represents the adjusted fully amortized payment for the remainder of the loan.

1 yr Fixed Fully Amortized:

*With principal amounts up to 417,000.00, the 2.550% interest rate has an annual percentage rate of 2.666%. This is a 12 Month fixed rate on a first priority loan. A 1 year fixed loan in the first position with an interest rate of 2.550 percent in the principal amount of $417,000.00 (annual percentage rate of 2.666 percent) would require payments as follow: (i) 12 monthly payments of $1,659.00; and (ii) the remaining monthly payment reflecting the LIBOR Index plus the margin locked at time of closing which represents the adjusted fully amortized payment for the remainder of the loan. This Product carries a 1 year Prepayment Penalty.

3 yr Fixed Interest Only:

*With principal amounts up to 417,000.00, the 3.125% interest rate has an annual percentage rate of 3.238%. This is a 36 Month fixed rate on a first priority loan. A 3 year fixed loan in the first position with an interest rate of 3.125 percent in the principal amount of $417,000.00 (annual percentage rate of 3.238 percent) would require payments as follow: (i) 36 monthly Interest Only payments of $1,086.00; and (ii) the remaining monthly payments reflecting the LIBOR Index plus the margin locked at time of closing which represents the adjusted fully amortized payment for the remainder of the loan. This Product carries a 3 Year Prepayment Penalty.

5 yr Fixed Interest Only:

*With principal amounts up to 417,000.00, the 3.250% interest rate has an annual percentage rate of 3.360%. This is a 60 Month fixed rate on a first priority loan. A 5 year fixed loan in the first position with an interest rate of 3.250 percent in the principal amount of $417,000.00 (annual percentage rate of 3.360% percent) would require payments as follow: (i) 60 monthly Interest Only payments of $1,130.00; and (ii) the remaining monthly payments reflecting the LIBOR Index plus the margin locked at time of closing which represents the adjusted fully amortized payment for the remainder of the loan. This Product Carries a 3 Year Prepayment Penalty.

To be eligible for the above programs, borrowers must meet applicable credit requirements including FICO score of at least 720 and must have a 20% down payment. The mortgage property must meet certain loan-to-value and be owner-occupied by residents of a state where program is available and permitted by law. The stated annual percentage rate includes a 1.000-1.250 Point origination fee. Other fees may apply. This loan is subject to availability and the stated rates and terms may change at any time. As of June 1, 2010, this loan was advertised and made publicly available by a lender in our network in the following state(s): California. This loan may not be offered by lenders in our network at the particular time you request to be matched. If you are not matched with a lender offering this loan, please consider this information for informational purposes only so that you can better compare lenders with whom you are matched (if any). We arrange but do not make loans.