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*With principal amounts of $75,000, $125,000, $150,000, $175,000, $200,000, $225,000, $250,000, $275,000, $300,000, $350,000, or $400,000 the 4.625 interest rate has an APR of 4.987, 4.884, 4.859, 4.841, 4.827, D184.817, 4.808, 4.801, 4.774, 4.765, or 4.758 percent, respectively. This is a fixed rate on a first priority loan. A 30 year fixed loan in the first position with an interest rate of 4.625 percent in the principal amount of $75,000, $125,000, $150,000, $175,000, $200,000, $225,000, $250,000, $275,000, $300,000, $350,000, or $400,000 (APR of 4.987, 4.884, 4.859, 4.841, 4.827, 4.817, 4.808, 4.801, 4.774, 4.765, or 4.758 percent, respectively) would require payments as follow: (i) 359 payments of $386.00, $643.00, $771.00, $900.00, $1,028.00, $1,157.00, $1,285.00, $1,414.00, $1,542.00, $1,799.00, or $2,057.00; and (ii) the remaining 1 monthly payment of $389.00, $646.00, $771.00, $903.00, $1,027.00, $1,160, $1,284.00, $1,417.00, $1,541.00, $1,798.00, or $2,055.00 (APR of 4.987, 4.884, 4.859, 4.841, 4.827, 4.817, 4.808, 4.801, 4.774, 4.765, or 4.758 percent, respectively) which represents the adjusted fully amortized payment for the remainder of the loan.

*With principal amounts of $450,000 or $500,000, the 4.750 interest rate has an APR of 4.879, or 4.875 percent, respectively. This is a fixed rate on a first priority loan. A 30 year fixed loan in the first position with an interest rate of 4.750 percent in the principal amount of $450,000 or $500,000 (APR of 4.879, or 4.875, respectively) would require payments as follow: (i) 359 payments of $2,347.00, or $2,608; and (ii) the remaining 1 monthly payment of $2,350.00, or $2,606.00 (APR of 4.879, or 4.875 percent, respectively) which represents the adjusted fully amortized payment for the remainder of the loan.

1 yr Fixed Fully Amortized:

*With principal amounts up to 417,000.00, the 2.750% interest rate has an APR of 2.868%. This is a 12 Month fixed rate on a first priority loan. A 1 year fixed loan in the first position with an interest rate of 2.750 percent in the principal amount of $417,000.00 (APR of 2.868 percent) would require payments as follow: (i) 12 monthly payments of $1,702.37; and (ii) the remaining monthly payments reflecting the LIBOR Index plus the margin locked at time of closing which represents the adjusted fully amortized payment for the remainder of the loan. This Product Carries a 1 year Prepayment Penalty.

3 yr Fixed Interest Only:

*With principal amounts up to 417,000.00, the 3.850% interest rate has an APR of 3.969%. This is a 36 Month fixed rate on a first priority loan. A 3 year fixed loan in the first position with an interest rate of 3.850 percent in the principal amount of $417,000.00 (APR of 3.969 percent) would require payments as follow: (i) 36 monthly Interest Only payments of $1,337.88; and (ii) the remaining monthly payments reflecting the LIBOR Index plus the margin locked at time of closing which represents the adjusted fully amortized payment for the remainder of the loan. This Product carries a 3 Year Prepayment Penalty.

5 yr Fixed Interest Only:

*With principal amounts up to 417,000.00, the 4.500% interest rate has an APR of 4.621%. This is a 60 Month fixed rate on a first priority loan. A 5 year fixed loan in the first position with an interest rate of 4.500 percent in the principal amount of $417,000.00 (APR of 4.621 percent) would require payments as follow: (i) 60 monthly Interest Only payments of $1,563.75; and (ii) the remaining monthly payments reflecting the LIBOR Index plus the margin locked at time of closing which represents the adjusted fully amortized payment for the remainder of the loan. This Product Carries a 3 Year Prepayment Penalty.

To be eligible for this program, borrowers must meet applicable credit requirements including FICO score of at least 720. The mortgage property must meet certain loan-to-value and be owner-occupied by residents of a state where program is available and permitted by law. The stated APR includes a 1.000-1.250 Point origination fee. Other fees may apply. This loan is subject to availability and the stated rates and terms may change at any time. As of September 28, 2009, this loan was advertised and made publicly available by a lender in our network in the following state(s): California. This loan may not be offered by lenders in our network at the particular time you request to be matched. If you are not matched with a lender offering this loan, please consider this information for informational purposes only so that you can better compare lenders with whom you are matched (if any). We arrange but do not make loans.